Proposed rules and announcements: what may be coming. · Page 3
An FDIC proposal would cut initial base assessment rates by 2 basis points for small banks, move the small and large bank line from $10 billion to $30 billion, and index it to inflation. Comments are due 31 August 2026.
A Federal Reserve proposal would ease Regulation MM for mutual holding companies, including dividend waiver votes, stock plan limits and the federal charter requirement for mid-tier companies, and confirm capital treatment for mutual capital certificates. Comments are due 5 October 2026.
A Federal Reserve proposal would rewrite the BSA program rule for the banks it supervises to match the April 2026 proposals from FinCEN, the OCC, the FDIC and the NCUA. It would limit enforcement to significant or systemic failures. Comments are due 8 September 2026.
FinCEN has proposed adding H-Pay Service PLC and any "successor entity" to the Huione Group definition in its section 311 rule. After a portal outage, comments are now due 2 August 2026.
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