Posts on the applicable.ai blog tagged OCC.
The OCC has adopted a new 12 CFR part 15 setting out how national banks, federal savings associations and their subsidiaries may issue payment stablecoins. It takes effect on 18 January 2027, the same day as the GENIUS Act itself.
A joint OCC and FDIC proposal would rewrite the Community Reinvestment Act rules around three new size categories, with "small bank" set at under $1 billion in assets. The comment period closed on 13 October 2026.
A joint final rule, effective 2 November 2026, defines "unsafe or unsound practice" around material harm to a bank's financial condition and sets standards for when examiners may issue matters requiring attention. A companion OCC proposal deals with violations of law.
The OCC, Federal Reserve, FDIC and NCUA have proposed new third-party risk management guidance that would replace the 2023 interagency guidance, drop expected contract terms and tie oversight more closely to each relationship's assessed risk. Comments are due 16 November 2026.
An interim final rule from the OCC, Federal Reserve and FDIC, effective 14 September 2026, doubles the asset threshold for the 18-month on-site exam cycle from under $3 billion to under $6 billion. The agencies estimate about 188 more banks qualify.
Seven federal agencies rescinded their February 2022 interagency statement on special purpose credit programs under ECOA and Regulation B, effective 25 August 2026, and told creditors not to rely on it.
An OCC proposal would let national banks and federal savings associations share confidential supervisory information with service providers, affiliates, executive candidates and merger counterparties without asking first. Comments are due 5 October 2026.
Nine agencies have finalised joint data standards under the Financial Data Transparency Act, effective 1 October 2026. The rule adopts identifiers such as the LEI but changes no reporting requirement on its own; each agency must act within two years.
Two OCC final rules, effective 18 June 2026, say national banks and federal savings associations set escrow account terms at their own discretion, and name 14 state and territorial interest-on-escrow laws as preempted.
One email when a new post goes up. We'll send a link to confirm first, and every email has a link to unsubscribe.
Prefer a feed reader? Follow by RSS
Thanks. If this address is not subscribed yet, we have sent it a link to confirm. Check your inbox.
We're still building. Sign up and we'll tell you when access opens.
You're on the list. We'll let you know when access becomes available.