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Draft, pending attorney review — not yet in effect. AI-drafted, not reviewed by a licensed attorney. Highlighted VERIFY and COUNSEL notes are open questions that must be resolved before this page is published.

Demo Terms of Use

Version 2026-09-14

Effective date: 2026-09-14 VERIFY: the date this version first goes live at https://getapplicable.ai/terms, or later.

These terms are an agreement between you and Vera Compliance VERIFY: exact legal name with suffix, and state of formation ("we", "us"), which provides applicable.ai. They cover free demo access to applicable.ai ("the demo").

1. Accepting these terms

  • How you accept. You accept these terms by ticking the box that says you agree to them. If you do not agree, do not use the demo.
  • Who can use the demo. You must be at least 18, and you must be using the demo in a professional capacity.
  • If you use it for your employer. You confirm you are allowed to use the demo for that purpose. These terms bind you personally. COUNSEL: whether the employer should be a party; a bank employee's click binding a bank is unlikely to be effective or wanted.

Our Privacy Notice at https://getapplicable.ai/privacy explains how we handle your information. You acknowledge it separately; it is not part of these terms.

2. What the demo is

The demo gives you free, read-only access to a library of regulatory text and related labels. It does not include the paid parts of applicable.ai, such as working out which rules apply to an institution or mapping rules to controls.

We may change, limit, suspend or end the demo at any time.

3. Not advice. Not an audit. Not an attestation.

  • Informational only. The demo and its content are for information only.
  • Not advice. Nothing in the demo is legal, compliance, accounting, audit or other professional advice. Using the demo does not create a lawyer–client, accountant–client or other professional relationship.
  • We are not an auditor. Nothing in the demo is:
    • an audit, examination, review or attestation;
    • a certification;
    • an opinion on whether any institution complies with any law, regulation or standard.
  • Not a determination for your institution. The demo does not tell you which rules apply to your institution or whether you meet them. Those decisions stay with you and your qualified advisers.
  • Not a professional firm. Vera Compliance is not a law firm or a certified public accounting firm. VERIFY: founder confirms this is true. COUNSEL: whether this sentence is enough under state accountancy "holding out" rules (open question since 2026-09-10).

4. About the content

  • Where it comes from. The library is compiled from publicly available sources. These include official government websites and publications, and third-party websites that republish or archive official material. COUNSEL: see Drafter's note 1 before publishing this sentence.
  • How it is made. Content is collected and formatted automatically. Some labels (for example a topic or an effective date) are generated automatically, by rules or by AI models, and are not reviewed by a person.
  • Limits. Content may be incomplete, out of date or wrong, or may differ from the official version. We do not promise to update it or to correct errors.
  • The official version controls. Only the official published version of a law or regulation has legal effect. Check it before you rely on anything in the demo.
  • Who owns what. We do not claim to own government legal text. The demo's software, design, selection and arrangement of content, and labels belong to us or our licensors. COUNSEL: extent of protectable rights in the compilation and labels.
  • Your permission to use it. We give you a personal, non-transferable, revocable permission to use the demo for your own evaluation, subject to these terms.

5. Your account

  • One person per account. Use an email address you control.
  • Keep sign-in links private. Anyone who has your sign-in link can use it to sign in as you until it is used or expires. Do not forward it.
  • Tell us about misuse. Contact us promptly if you think someone else has used your account.
  • Usernames. Your username must not impersonate anyone, mislead, or be offensive. We may refuse or remove a username.

6. Acceptable use

You will not:

  1. scrape, crawl, spider or bulk-download the demo or its content, or access or copy it with bots, scripts or other automated means (ordinary use in a web browser is fine);
  2. share your account, sign-in links or signed-in session with anyone, or let anyone else use your access;
  3. try to get around access limits, rate limits or security measures, or try to reach any part of the service, account or data you have not been given;
  4. probe, scan or test the vulnerability of the service without our written permission;
  5. copy, resell or reverse engineer the service (except where the law allows), or use the demo or its content to build or train a competing product, dataset or AI model;
  6. interfere with or overload the service;
  7. use the demo unlawfully, or in a way that misleads anyone. In particular, you will not say or imply that we reviewed, approved, audited, certified or attested to anything;
  8. remove or hide any notice in the demo.

7. Suspension and ending access

  • By us. We may suspend or end your access at any time, with or without notice, including if we think you have broken these terms.
  • By you. You may stop using the demo at any time, and you can ask us to delete your account. The Privacy Notice explains what we keep after deletion.
  • What survives. Sections 3, 4 (except the permission to use), 8, 9, 10, 11, 12, 14 and 15 continue after access ends.

8. Feedback

If you send us suggestions or feedback, we may use them without any obligation to you.

9. Disclaimer

THE DEMO AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE". TO THE FULLEST EXTENT THE LAW ALLOWS, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT, AND ANY WARRANTY THAT THE CONTENT IS ACCURATE, COMPLETE OR CURRENT, OR THAT THE DEMO WILL BE AVAILABLE OR ERROR-FREE. Some jurisdictions do not allow certain warranties to be disclaimed, so some of this may not apply to you.

10. Limitation of liability

TO THE FULLEST EXTENT THE LAW ALLOWS:

(a) WE ARE NOT LIABLE FOR:

  • ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES;
  • LOST PROFITS, REVENUE, DATA OR GOODWILL;
  • REGULATORY FINES, PENALTIES OR EXAMINATION FINDINGS.

This applies to anything arising from or related to the demo, including your reliance on its content.

(b) OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING FROM OR RELATED TO THE DEMO IS LIMITED TO US$100 COUNSEL: the amount; enforceability for a free service; required carve-outs (for example gross negligence, wilful misconduct, or liability that cannot be limited by law).

Some jurisdictions do not allow these limits, so some of them may not apply to you.

11. Governing law and disputes

These terms are governed by the laws of the State of [Delaware], excluding its conflict-of-laws rules. The state and federal courts located in [county, state] have exclusive jurisdiction over any dispute about these terms or the demo.

VERIFY: the founder or a lawyer chooses the governing law and venue. Delaware is a placeholder only, based on the Dover, DE address. No arbitration clause or class-action waiver is included; do not add one without counsel.

12. Changes to these terms

  • A change means a new version. When we change these terms, we publish a new version with a new version identifier and effective date. Earlier versions remain available at https://getapplicable.ai/terms/[version].
  • How you accept a new version. You will be asked to accept it before you can continue using the demo. If you do not accept it, stop using the demo.
  • No retroactive effect. A new version does not change the terms that applied to a dispute that arose before it took effect.

13. Privacy

The Privacy Notice at https://getapplicable.ai/privacy describes what we collect and keep, including a security record that stays after you ask us to delete your information.

14. General

  • Entire agreement. These terms are the whole agreement between you and us about the demo.
  • Severability. If any part is unenforceable, the rest still applies.
  • No waiver. Not enforcing a term is not a waiver of it.
  • Assignment. We may transfer these terms as part of a merger, acquisition or sale of our business. You may not transfer them.
  • No third-party rights. Nobody else has rights under these terms.
  • Notices. We may send you notices at the email address on your account.

15. Contact

Vera Compliance VERIFY: exact legal name 8 The Green VERIFY: suite, Dover, DE 19901, United States hello@getapplicable.ai VERIFY: tested inbox with a named reader